Understanding Your Rights and Responsibilities as a Sectional Title Owner

Posted: August 25, 2025

Understanding Your Rights and Responsibilities as a Sectional Title Owner

Living in a sectional title scheme means enjoying the benefits of community living—but it also means sharing responsibilities with your neighbours. South African laws like the Sectional Titles Schemes Management Act (STSMA) and Community Schemes Ombud Service Act (CSOS Act) set out your rights and obligations.

Knowing where you stand helps you protect your investment and contribute to a well-managed scheme.

Your Rights as an Owner

As a member of the Body Corporate, you have the legal right to:

  • Access and Use: Use your section and common property (subject to the scheme’s rules).
  • Vote on Decisions: Participate in meetings and vote on resolutions affecting the scheme.
  • Stand as a Trustee: Nominate yourself or others to help manage the scheme.
  • Transparency: Inspect financial statements, rules, and budgets.
  • Fair Dispute Resolution: Refer disputes to the CSOS for impartial resolution.

Your Responsibilities as an Owner

Along with rights, owners must meet important obligations:

  1. Pay Levies

Levies fund the running costs of the scheme, including maintenance, insurance, and reserve funds. Late or non-payment can jeopardise the scheme’s financial health.

  1. Follow the Rules

You must comply with the scheme’s Conduct Rules and Management Rules, covering matters like pets, renovations, and noise.

  1. Maintain Your Section

Keep your section in a good state of repair to avoid damage affecting other units or common property.

  1. Respect Other Owners

Community living works best when owners act considerately, avoid nuisance behaviour, and respect shared spaces.

How ANGOR Supports Owners

At ANGOR Property Specialists, we assist owners and Trustees with:

  • Issuing levy statements and processing payments
  • Ensuring compliance with the STSMA, CSOS Act, and POPIA
  • Facilitating meetings and distributing important communications
  • Providing guidance on maintenance and legal obligations

Conclusion

Sectional title ownership comes with valuable rights—like having a say in how the scheme is run—but also important responsibilities to keep the community functioning smoothly. When everyone understands and fulfils their role, the scheme thrives.

With ANGOR’s guidance, you can navigate your rights and obligations confidently, ensuring your property investment is both protected and enjoyable.

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