Articles
Maintenance, Roles & Governance in Community Schemes
Maintenance, Roles & Governance in Community Schemes Who Maintains What in a Sectional Title Scheme? One of the most common questions owners ask is: Who is responsible for maintenance? The answer depends on whether an area forms part of your section, common…
Sectional Title Ownership – Rights & Responsibilities
Sectional Title Ownership – Rights & Responsibilities Understanding What You Own in a Community Scheme Buying into a sectional title scheme is very different from owning a freehold property. Ownership is divided between your private section and the shared…
ANGOR Owner Webinar Series
Practical Guidance for Community Living Owning a home in a complex or estate comes with shared spaces, shared responsibilities, and important decisions that can directly affect your day-to-day living. From understanding what you are responsible for, to knowing how…
ANGOR Help Portal – Your First Stop for Quick Answers & Support
ANGOR Help Portal – Your First Stop for Quick Answers & Support Community scheme living comes with many moving parts — levy queries, maintenance issues, insurance claims, rule questions, AGM documents and more. The ANGOR Help Portal was created to make navigating…
ANGOR Online – Instant Access to Your Scheme Information
ANGOR Online – Instant Access to Your Scheme Information Managing your property or community scheme should be simple, transparent, and convenient. That’s exactly why ANGOR Online exists — a secure digital platform designed to give Owners, Trustees and Directors…
Community Living Insurance
Community Living Insurance – What Every Property Owner Should Know Owning a home in a community scheme means your property is part of something bigger — shared spaces, shared responsibilities, and shared insurance. But do you know exactly what your scheme’s…
Understanding Your Scheme’s Insurance – What the Body Corporate or HOA policy actually covers
Understanding Your Scheme’s Insurance – What the Body Corporate or HOA policy actually covers 💡 Why You Need to Know If you live in a sectional title complex or a homeowners association (HOA), your community has an insurance policy, but it might not cover what…
Who Pays the Insurance Excess?
Who Pays the Insurance Excess? – Understanding how insurance excess works in community schemes 💡 Why This Matters When a claim is submitted under the community scheme’s insurance, an excess (the first portion of the claim amount) is usually payable.Many owners…
When You Can Claim and When You Shouldn’t
When You Can Claim and When You Shouldn’t – How to know if your loss qualifies as an insurable event 💡 Why This Matters Not every loss or repair qualifies as an insurance claim. Community scheme insurance is designed to cover accidental, unforeseen events — not…
How to Submit an Insurance Claim
How to Submit an Insurance Claim – A step-by-step guide for owners in community schemes 💡 Why It’s Important Submitting a claim correctly and on time helps ensure a smooth process and faster settlement. Because the insurance policy belongs to the scheme, not the…