What Do You Own in a Homeowners’ Association (HOA)?
🏡 What Do You Own in a Homeowners’ Association (HOA)? When you buy into a Homeowners’ Association, ownership works very differently from Sectional Title – here’s what you need to know: Erf and Home – You own the full stand (plot of land) and the buildings on it,...
What Do You Own in a Sectional Title Scheme?
What Do You Own in a Sectional Title Scheme? When you buy into a Sectional Title Scheme, your ownership is carefully defined in law – it’s not always as simple as “my unit, my walls.” Here’s how it works: Your Section: – Ownership is defined by the median...
Sectional Title Meetings Explained
Sectional Title Meetings Explained Not all meetings in a sectional title scheme are the same. Here’s what owners and trustees need to know: Annual General Meeting (AGM) Must be held once a year (within 4 months of financial year-end) At the AGM, members (all owners)...
Water Damage at Home? Act Fast to Protect Your Investment!
Water Damage at Home? Act Fast to Protect Your Investment! Water-related damages can be covered – but only if you act within 30 days and follow your policy correctly. Acting promptly can make all the difference in getting your claim approved. Here’s how to stay...
Levy Contributions & Cash Flow Management in Community Schemes
Levy Contributions & Cash Flow Management in Community Schemes Levy contributions are the lifeblood of a community scheme. Without them, a Body Corporate or Homeowners Association (HOA) cannot fund daily operations, pay service providers, or plan for future...
The Role of Prepaid Meters in Managing Utility Arrears in Community Schemes
The Role of Prepaid Meters in Managing Utility Arrears in Community Schemes In South Africa’s community schemes, such as sectional titles and homeowners associations (HOAs), utility arrears – unpaid electricity and water bills – pose a significant threat...
Just Bought a Sectional Title Home? Make Living in Your Community Easy!
Just Bought a Sectional Title Home? Make Living in Your Community Easy! Community living comes with perks – but also questions: Who handles what in the scheme? What are your responsibilities? Why do levies exist, and what do they cover? Relax – we’ve got...
Understanding Levy Collections in South African Community Schemes
Understanding Levy Collections in South African Community Schemes: Legal Framework, Challenges, and Effective Strategies In South Africa’s vibrant property landscape, community schemes such as sectional titles (BCs) and homeowners associations (HOAs) form the...