💰 Levies in Sectional Title Schemes: Where Do They Go? One of the most common frustrations owners have is: “My levies are too high!” To understand levies, you first need to know what they cover - and why they’re essential for keeping a scheme running. Here are the...
💰 Levies in Homeowners’ Associations (HOAs): What You Need to Know Levies in an HOA work differently from those in a Sectional Title Scheme. Unlike Bodies Corporate, HOAs are not governed by the Sectional Titles Schemes Management Act (STSMA) - instead, their...
Trustees vs Directors: What’s the Difference? In community schemes, the decision-makers are called Scheme Executives - but the title changes depending on whether you live in a Sectional Title Scheme or a Homeowners’ Association (HOA). Here’s how they compare:...
Who is the Body Corporate? We often hear owners say: “I want to speak to the Body Corporate.” But here’s the truth: the Body Corporate is not the Trustees or the Managing Agent - it’s all the owners, collectively. When does it come into existence? The moment the first...
🏡 What Do You Own in a Homeowners’ Association (HOA)? When you buy into a Homeowners’ Association, ownership works very differently from Sectional Title - here’s what you need to know: Erf and Home – You own the full stand (plot of land) and the buildings on it, such...
What Do You Own in a Sectional Title Scheme? When you buy into a Sectional Title Scheme, your ownership is carefully defined in law - it’s not always as simple as “my unit, my walls.” Here’s how it works: Your Section: - Ownership is defined by the median line: the...
Sectional Title Meetings Explained Not all meetings in a sectional title scheme are the same. Here’s what owners and trustees need to know: Annual General Meeting (AGM) Must be held once a year (within 4 months of financial year-end) At the AGM, members (all owners)...
Water Damage at Home? Act Fast to Protect Your Investment! Water-related damages can be covered - but only if you act within 30 days and follow your policy correctly. Acting promptly can make all the difference in getting your claim approved. Here’s how to stay...
Just Bought a Sectional Title Home? Make Living in Your Community Easy! Community living comes with perks - but also questions: Who handles what in the scheme? What are your responsibilities? Why do levies exist, and what do they cover? Relax - we’ve got you covered....
Demystifying CSOS: What It Is and How It Protects Your Scheme. The Community Schemes Ombud Service (CSOS) plays a crucial role in dispute resolution and Scheme regulation. What Schemes need to know: All community Schemes must be registered with CSOS. Annual returns...