Fireplaces and Braais on Balconies – Risks and Rules
Fireplaces and Braais on Balconies – Risks and Rules Braais and fireplaces are part of South African culture, but in a community scheme, their use comes with safety concerns, legal requirements, and insurance implications. Scheme Executives must balance...
What is a Levy Clearance Certificate
What is a Levy Clearance Certificate – and Why Does It Matter? If you’re selling a unit in a Sectional Title Scheme, you can’t simply hand over the keys and move on. By law, the Deeds Office may not register the transfer until the Body Corporate confirms all amounts...
The Fiduciary Duty of Trustees and Directors
The Fiduciary Duty of Trustees and Directors Community schemes don’t just run on levies – they rely on the integrity and diligence of the people elected to lead them. In Sectional Title Schemes, these leaders are Trustees, and in HOAs, they are Directors....
Solar and Inverter Cover in Sectional Title Schemes
Solar and Inverter Cover in Sectional Title Schemes Solar panels and inverters are fast becoming a common sight in South African community schemes. Rising electricity costs, load-shedding, and a push towards sustainable living have driven many owners and schemes to...
CSOS: When and How to Use the Ombud Service
CSOS: When and How to Use the Ombud Service The Community Schemes Ombud Service (CSOS) provides affordable, binding dispute resolution for Sectional Title Schemes, HOAs, and other Community Schemes. But the CSOS is not the first stop – you must try internal...
The Scheme’s Budget: Planning Beyond Just Numbers
The Scheme’s Budget: Planning Beyond Just Numbers A healthy community scheme doesn’t run on guesswork – it runs on a well-prepared budget. Whether you live in a Sectional Title Scheme or a Homeowners’ Association (HOA), your levies are only as strong as the...
Special vs Unanimous Resolutions: What’s the Difference?
📑 Special vs Unanimous Resolutions: What’s the Difference? In sectional title schemes, not all decisions carry the same weight. Some can be passed by a simple majority, while others require much higher levels of agreement. Two of the most important types are Special...
Understanding Community Living Insurance
Understanding Community Living Insurance Living in a community scheme, whether it’s a Sectional Title complex or a Homeowners Association (HOA) estate, means sharing not just common spaces but also collective responsibilities. One of the most important of these is...